Royal Bank of Scotland Group (RBSG) has over 40 million customers worldwide. In the UK, with nearly 20 million customers, they are the market leader in the provision of retail and corporate banking, wealth management, consumer finance and insurance.

TSYS (NYSE: TSS) is reshaping a new era in digital commerce, connecting consumers, merchants, financial institutions, businesses and governments. Through unmatched customer service and industry insight, TSYS creates a better experience for buyers and sellers, supporting cross-border payments in more than 85 countries. 

TSYS’ headquarters are located in Columbus, Georgia, with local offices spread across the Americas, EMEA and Asia-Pacific. TSYS provides services to more than half of the top 20 international banks. For more information, please visit us at www.tsys.com.

FICO™ (NYSE:FICO) is the leader in Decision Management. FICO use predictive analytics to help businesses automate, improve and connect decisions across organizational silos and customer lifecycles. FICO clients include 9 of the top 10 companies in the Fortune 500 and two-thirds of the top 100 banks in the world.

Deutsche Bank, founded in Berlin in 1870, is Germany's leading Bank. With over 27,000 employees and approximately 1,000 branches, Deutsche Bank provides a comprehensive service nationwide for both private and business clients as well as for private customers.

Scottish and Southern Energy is one of the largest energy companies in the UK with over 9 million customer accounts. Involved in the generation, transmission, distribution and supply of: electricity; energy trading; the storage, distribution and supply of gas; electrical and utility contracting; domestic appliance retailing; and telecoms.

Veolia Water has more than 150 years' experience in the water industry. The company operates in 60 countries, delivering high quality essential services to ensure the provision of safe, clean drinking water for more than 78 million people, and wastewater services for more than 54 million people.

Bank of America Corporation is one of the world's largest financial institutions. It serves individual consumers, small and middle market businesses and large corporations with a full range of financial and risk management products and services through its group company MBNA Europe Bank Limited.

The Capital One Group is a top ten credit card issuer in both the UK and the United States. With more $147 billion in managed loans and approximately 50 million worldwide customers, it is serviced by approximately 27,000 employees.

npower are the retail arm of RWE npower, a leading integrated UK energy supplier and part of the RWE Group. RWE npower operates and manages flexible, low cost coal, oil and gas fired power stations and are developing innovative energy-related technologies.

Paypoint is leading branded payment collection network used, primarily, for the cash payment of bills and services and prepayments for mobile technologies and energy meters.

British Gas, part of the Centrica group, are the UK's leading energy and home services provider, providing gas, electricity and home repair services to millions of customers in Scotland, Wales and England.